Issue link: https://resources.twc.edu/i/1502358
7 The Washington Center • International Student's Pre-Arrival/ J-1 Visa Guide Health Insurance The State Department requires that all exchange visitors (EVs) have health insurance that provides coverage for medical care, medical evacuation and repatriation for the entire duration of the training or internship program. EVs who do not maintain this insurance coverage during the program dates are in violation of State Department regulations and will have their J-1 visa terminated. In order to comply with these requirements you must certify that you have a valid health insurance policy that includes the following: • Medical benefits of at least $100,000 per accident or illness • Repatriation of remains in the amount of $25,000 • Expenses associated with the medical evacuation to my home country in the amount of $50,000 • A deductible not to exceed $500 per accident or illness The insurance provider must meet at least one of the following requirements: • The policy must be underwritten by an insurance corporation with an A.M. Best rating of A- or above; • An Insurance Solvency International, Ltd (ISI) rating of A-I or above; • A Fitch Ratings, Inc. Rating of A- or above; • A McGraw Hill Financial/Standard & Poor's claims paying Ability rating of A- or above; • A Weiss Research, Inc. rating of B+ or above; • A Moody's Investor Services rating of A3 or above or • Backed by the full faith and credit of the government of the exchange visitor's home country Accompanying spouses and dependents are required to also be covered by insurance in the amounts set forth above. We recommend that you take extended coverage to make sure that you are covered on the dates of your travel as well as a few days after the completion of your program until you return home. Please note that as an exchange visitor, you and any accompanying spouse or dependent(s), also may be subject to the requirements of the Affordable Care Act. The Washington Center can recommend health insurance providers. For more information, please contact visainfo@twc.edu.